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Basketball sneakers are seen at a game, Tuesday, March 29, 2022, in Chicago. Buy now, pay later loans allow users to pay for items such as new sneakers, electronics or luxury goods in installments. (Charles Rex Arbogast, AP File)

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Americans have grown fond of "buy now, pay later" services, but the "pay later" part is becoming increasingly difficult for some borrowers.

By KEN SWEET Associated Press September 16, 2022