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Calling it a “stand against socialism,’’ a proposed constitutional amendment would give banks, finance companies and other lenders free rein to charge whatever interest rates they want to Arizona customers. The initiative being pushed by the National Credit Alliance, would overturn virtually all laws that now limit annual interest charges to 36 percent. (Courier stock photo)

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PHOENIX — Calling it a “stand against socialism,’’ a proposed constitutional amendment would give banks, finance companies and other lenders free rein to charge whatever interest rates they want to Arizona customers.