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FILE - In this photo, a dentist works on a patient at a dental clinic. Medical credit cards can seem like a smart way to pay for procedures not covered by insurance, including dental work or cosmetic surgery. But consumer advocates warn the cards can leave consumers saddled with higher fees than expected. (Travis Heying/The Wichita Eagle via AP, File)


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Few people look forward to a trip to the doctor or dentist, especially if they're not sure how they will pay for it.

By MATTHEW PERRONE, AP January 10, 2018