Legal loophole leads to neighborhood gentrification

This Nov. 12, 2017, photo shows the Point Breeze neighborhood in Philadelphia. The Community Reinvestment Act of 1977 was designed to correct the damage of redlining, a now-illegal practice in which the government warned banks away from neighborhoods with high concentrations of immigrants and African Americans. (Sarah Blesener/Reveal via AP)

This Nov. 12, 2017, photo shows the Point Breeze neighborhood in Philadelphia. The Community Reinvestment Act of 1977 was designed to correct the damage of redlining, a now-illegal practice in which the government warned banks away from neighborhoods with high concentrations of immigrants and African Americans. (Sarah Blesener/Reveal via AP)

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