NACOG expands foreclosure prevention help
PRESCOTT - The Northern Arizona Council of Governments is expanding a service that it launched with the economic downturn in 2008 to help homeowners prevent foreclosures.
NACOG, which serves Yavapai, Coconino, Apache and Navajo counties, is expanding the program because more people are losing their homes or have fallen behind in mortgage payments, said Terry Nagle, a housing counseling coordinator.
Nagle, who is based in Flagstaff, said NACOG hired a counselor who is based in Winslow. NACOG does not have a counselor in Prescott, so Nagle fields calls from Yavapai County.
NACOG offers the service on the phone, or via email or faxes, Nagle said. NACOG staff also tries to intervene with lenders but needs a third-party release from homeowners before doing so.
NACOG also offers several foreclosure intervention programs, Nagle said. One of them is Save My Home AZ through the Arizona Department of Housing that provides reductions in mortgage payments.
NACOG is certified by the U.S. Department of Housing and Urban Development and participates in the National Foreclosure Mitigation Counseling Program, according to a news release.
Homeowners who seek counseling may call Nagle at (928) 289-6020, or send him an email at firstname.lastname@example.org. They also may call the toll-free hotline at (877) 448-1211 and ask to be transferred to NACOG.