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Trusted local news leader for Prescott area communities since 1882
8:34 AM Sun, Jan. 20th

Letter: Reading fine print


Thanks for the eye-opening article on page 7A of Monday’s (Feb. 13) paper. My only complaint would be that it wasn’t first page and above the fold.

The article concerned an Arizona lawmaker apparently working on behalf of the insurance industry by claiming that “Arizona citizens had asked” him to “run” a piece of legislation by which policy holders would no longer be able to rely on the shorter declarations page of the policy to see if they were receiving the coverage that they wanted and paid for.

Instead, purchasers would have to read every bloody word of the policy, as well as understand pages of insurance jargon. If this bill (HB2045) passes, insurance companies will no longer be held to the briefer (but accurate) declarations page we all receive with our policy contract. In other words, they could deny or diminish coverage within the sea of fine print of the actual policy. It’s hard to believe, but apparently true.

Lucky for Arizona residents, Rep. Isela Blanc, D-Tempe, in a bid to protect the 98 percent of us out there that don’t read every word of our policies (because we assume that state and federal law protect us from outright insurance deception) took up the consumer protection torch. When Blanc queried Rep. David Livingston, R-Peoria, about his pitch for the bill he admitted that the “citizens of the state of Arizona” who asked him to “run the bill” were actually connected to insurance agencies, companies, groups and special interest organizations.


Lori Dekker